1
Enter Loan Amount
Enter the total amount you want to borrow.
🧮 Free Financial Tool
EMI Calculator
Calculate your monthly loan EMI, total interest, total payment and repayment schedule instantly.
Loan Details
Enter Your Loan Information
₹
Example: ₹5,00,000
%
Enter annual interest rate.
₹
Optional additional amount paid every month.
Calculation Result
Your Loan Summary
Monthly EMI
₹0
Calculate your loan to see results.
Principal Amount
₹0
Total Interest
₹0
Total Payment
₹0
Total Months
0
Payment Breakdown
Principal
0%
Interest
0%
With Extra Monthly Payment
New Monthly Payment
₹0
Interest Saved
₹0
Time Saved
0 months
Repayment Plan
Amortization Schedule
See how your principal and interest payments change throughout the loan period.
| Month | Opening Balance | EMI | Principal | Interest | Closing Balance |
|---|
Simple & Easy
How to Use the EMI Calculator?
2
Enter Interest Rate
Enter the annual interest rate offered by your lender.
3
Select Tenure
Choose the number of years or months for repayment.
4
Calculate
Get your EMI, interest, total payment and repayment schedule instantly.
Why niDar Tools?
Built for Simple Financial Planning
Instant Calculation
Calculate your loan EMI quickly without complicated steps.
Detailed Breakdown
Understand principal, interest and total repayment amounts.
Repayment Schedule
View the month-by-month amortization schedule for your loan.
Privacy Friendly
Calculations happen directly in your browser. No loan information needs to be uploaded.
Important Note
This calculator provides an estimate for planning purposes. Actual EMI, interest and repayment amounts may vary depending on your lender's terms, fees, taxes, insurance and other applicable charges.